Insurance is a shield that guards us against life's unpredictable storms. It offers the peace of mind that, no matter what comes our way, we have a safety net to protect our loved ones and ourselves.
Here at The Mortgage Place we take your mortgage seriously and believe in not only giving you great advice on your mortgage but offering you the relevant protection to suit your needs. The world of protection is complicated and there are so many different options available to you. We can tailor a policy to meet your needs and concerns and work with different budgets.
Home or Landlord Insurance
How do insure your buy to let against the elements including the tenant themselves!
What happens if the tenant stops paying the rent?
Mortgage Protection
What is the impact on your mortgage if you die, are diagnosed with a terminal illness or unable to work due to sickness?
Our Services
Family Protection
Can you family survive financially without your income?
Private Medical Insurance
Do you want quicker treatment with nicer bedsheets?
Business Protection
What happens to your business if you or someone else is no longer able to work in your business?
Can you make insurance tax efficient?
Mortgage Protection
-
This insurance means that if the worst were to happen and you died or were diagnosed with a terminal illness, the insurer would pay a lump sum designed to cover the mortgage
-
What would your company pay you if you were off sick for a longer period of time? Are you self employed and don’t have any sick pay? How would pay the mortgage of you didn’t have your salary coming in? You are the cash machine and income protection puts insurance on the that machine.
It is designed to pay a monthly lump sum after being unable to work due to sickness for a certain period of time so you can continue to pay your bills
-
A bit like life insurance but would pay a lump sum if you are diagnosed with a critical illness from a defined list.
This means that you can afford to be off work or make adjustments to your home if you need. You can then concentrate on getting better!
Family Protection
-
This is life life insurance for the other stuff that comes up should the worst happen, like funeral expenses or the ongoing bills that you family might have to pick up without your salary to help.
It can either pay a lump sum or can be set to pay a annual amount to the beneficiary.
-
Full mortgage critical illness can be q bit expensive as there are lots of reasons for the insurer to have to pay out a lot of money and they want to cover this with your premium. To help keep the premiums lower we can look at options to cover a smaller lump sum like two years salary for example. this gives you peace of mind without more than you want to each month.
Business Protection
-
This is life life insurance for the other stuff that comes up should the worst happen, like funeral expenses or the ongoing bills that you family might have to pick up without your salary to help.
It can either pay a lump sum or can be set to pay a annual amount to the beneficiary.
-
Full mortgage critical illness can be q bit expensive as there are lots of reasons for the insurer to have to pay out a lot of money and they want to cover this with your premium. To help keep the premiums lower we can look at options to cover a smaller lump sum like two years salary for example. this gives you peace of mind without more than you want to each month.
-
Item description
-
Item description
Home or Landlord Insurance
-
This is life life insurance for the other stuff that comes up should the worst happen, like funeral expenses or the ongoing bills that you family might have to pick up without your salary to help.
It can either pay a lump sum or can be set to pay a annual amount to the beneficiary.
-
Full mortgage critical illness can be q bit expensive as there are lots of reasons for the insurer to have to pay out a lot of money and they want to cover this with your premium. To help keep the premiums lower we can look at options to cover a smaller lump sum like two years salary for example. this gives you peace of mind without more than you want to each month.
Private Medical Insurance
-
Are you concerned about NHS waiting lists? Do you want cancer drugs available to you that the NHS wont provide? Do you want a duvet if you stay in hospital rather than NHS bed sheets?
Private medical can help with all these and more. It is annual policy like your car insurance that has different levels of cover that can be increased or decreased to impact the premium.